Blue Oceans Finance

Mortgage Finance made simple.

Testimonials.

 

We had previously encountered all types of slimy swamp creatures while trying to refinance our business mortgage. All promised big and delivered nothing. Annie took the time to understand our business and was honest and ultra professional at all times. Importantly she was also independent and we always felt that she was on our side. The final arrangement that she negotiated is almost unprecedented I would say. Will put our business on the right path for many years to come. If you need business finance, you must engage Annie.

— Paul Hoffman, Swan Valley

 

Annie is an absolute dream. Great at what she does, professional, patient through all my financial ignorance, and a really lovely person. Made the whole process so easy for me. I cannot recommend her highly enough. Snap up this powerhouse if you get the chance!

— Kellie Rinaldi, Rivervale

Annie was able to provide us with different options with regards to investment opportunities and the options for us to consider. Her level of knowledge and the detailed information she provided – allowed us to understand our borrowing options. Annie is an absolute gem and has allowed us to be confident in our retirement plans and dreams for the future. I have recommended her to family and friends – and to me, this is the ultimate recommendation – as I know she will treat them as professionally and diligently as she did us.

— Sidonie Jones-McCallum, Maylands

 

Annie did a fantastic job refinancing our mortgage during a very busy time. It was all very seamless and required minimal input from us. I just wish we had contacted Annie much earlier as it would have saved us a significant amount of money!!! Highly recommended.

— Renny Carrol, Yallingup

 

Integrity, Honesty and Clear Communication

 

Purchasing a property can be daunting. There is so much to consider when taking out a loan, whether you are purchasing your family home, re-financing, down-sizing, or investing.

At Blue Oceans Finance its important to us that we understand your needs - personally and financially. With a background in accounting and finance we can provide various solutions with products suited to both individuals and business, from 40+ lenders. We act with integrity and honesty to support you through your purchase or refinance with thorough research and clear communication.

Discover what it’s like to have a dedicated Blue Oceans advisor on your side.

What we do:

 

  • Understand your needs and goals.

  • Work out what you can afford to borrow.

  • Find options to suit your situation.

  • Explain how each loan works and what it costs (for example, interest rate, features and fees).

  • Apply for a loan and manage the process through to settlement.

 

Our service to you also includes:

  • Assistance, advice and research when purchasing or considering a property purchase.

  • Advice on loan structure whether it’s an investment or owner-occupied purchase.

  • Working with your financial advisor or Accountant during the application process.

There are literally hundreds of loan options on the market today and it is our job to help you find the right solution for your goals.

We offer solutions for all loans including:

  • Medico Loans

    We specialise in loans for those working in the medical sector and can secure special rates available only to medical professionals along with lenders mortgage waivers to allow medical specialists to borrow more with less deposit. Medical professionals include general practitioners, specialists, dentists, physiotherapist, chiropractor, optometrist and vets. For a full list please contact us.

  • Fixed Rate Loans

    Fixed rate loans are set at a fixed interest rate for a specified period – usually one to five years. Fixed rate loans provide the advantage of knowing exactly what your repayments will be for the fixed rate term. However, the loan does not benefit from any reduction to rates that may occur during the fixed rate period.

  • Standard Variable Loans

    Variable rate loans generally offer more features and flexibility than other home loan products and can allow you to pay down your loan without penalty or use an offset account to offset interest paid on the loan. Variable rates can change at any time moving up and down as determined by the lender.

  • Investment Loans

    Investment loans are structured in a specific way to allow you to make the most of your capital and assets. We can help you to formulate an investment plan that works toward building your wealth and securing your financial future.

  • Family Guarantee

    Family Guarantees can assist buyers whether purchasing their first home or looking to make that extra step into a larger home by using equity in a family home. Parents assisting their children to purchase property is nothing new and providing access to equity in their home allows their children to start their journey on the property ladder.